Risk and Regulation Management in Financial Services.

Manage your risks, make regulation work for you!

Navigating an increasingly complex regulatory environment demands expertise.
White Swish

We believe that meeting the goals of intensified regulatory scrutiny and the need for accurate reporting on risk exposure can only be sustainably met with automation and standardization. In addition to the needed regulatory compliance capabilities, we uniquely combine industry knowledge, Data Management and Governance, Analytics and IT expertise.

Arrayo leverages years of experience in regulatory-driven transformation projects encompassing financial crime, capital and liquidity requirements, stress testing, credit risk, and market risk, including FRTB and SCCL (Single-Counterparty Credit Limits).

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At Arrayo we uniquely combine industry knowledge, Data Management and Governance, Analytics and IT expertise.

Before the financial crisis, the focus of banking regulators was primarily on capital. That focus has now widened and intensified. We support financial institutions build these new frameworks, reporting and stress testing capabilities through investments in data and technology infrastructure.

We provide organizations with the expertise needed to set up and strengthen the data management and data governance capabilities that will support compliant risk modeling and reporting activities. Arrayo excels in designing solutions that connect the dots between data points and business outcomes across channels, programs, and time.

Comprehensive Data Management and Governance are essential for complying with regulations and ensuring accuracy and transparency for senior management decision-making. Arrayo has developed the following capabilities to support these regulatory driven transformations and empower our clients to trust their data: Data Lineage; Data Dictionary and Glossary; Data Stewardship and Ownership; Reference Data and Master Data Management; Data Quality Management; Data Profiling; Data Sourcing, reporting and visualization.

We also lead the implementation of new reporting tools and processes that meet the requirements of regulatory authorities and we manage the integration of risk management models and regulatory concepts in the analytical applications and reporting tools.

We support financial institutions in their overall Model Risk Management needs, from development and validation to the downstream processes and governance framework. Our deep bench of expertise covers a variety of models: Regulatory and Economic Capital, PD/LGD/EAD, VaR, Expected Shortfall (ES), NSFR, LCR, product/loan level models, etc.

In order to improve risk agility and flexibility, financial institutions leverage dashboards and data visualization tools to understand data coming from a wide array of different sources. Arrayo’s risk analytics experts provide guidance and delivery support around all facets of data analytics to ensure the timeliness, frequency, and accuracy of your data is fit for purpose.

White Swish

No such transformation can happen overnight and our SMEs, Business/Data Analysts and Technologists are deployed to support the priorities of the chief risk and compliance offices. We leverage years of experience in data engineering, business requirements definition and subject matter expertise for risk and regulatory projects.